Elizabeth H. Kiernat

As a lead lawyer on Moss & Barnett’s real estate finance team, Betsy is part of a professional cadre focused on representing lenders nationwide who originate and then sell mortgage loans to Freddie Mac and Fannie Mae. Betsy utilizes her 20 years of experience representing lenders nationwide who originate and then sell mortgage loans to Freddie Mac, which loans are then further sold and securitized in the marketplace. Her practice focuses on lender representation in the origination, closing, sale, pooling, and servicing of loans under Freddie Mac’s multifamily real estate programs.

Betsy’s experience includes multifamily housing, manufactured housing, affordable housing, condominiums, multi-property pooled transactions, and securitized assumptions and transfers of interest. She provides lenders with guidance and management for the development, negotiation, and documentation of standard loans and unusual apartment financing, including transactions involving 1031 exchanges, ground leased properties, tenant in common structures, and mixed used projects.

Betsy is a zealous and decisive advocate for her clients. They appreciate Betsy’s extensive familiarity with Freddie Mac’s multifamily products, and they depend on her to manage their transactions from start to finish while proactively addressing the legal, procedural, and business issues impacting each client. With her significant multifamily lending experience, Betsy brings a special confidence and insight to address the unique challenges in today’s financial marketplace.

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